SCHI Dividend Calculator
SCHI (Schwab 5–10 Year Corp Bond ETF) — estimate DRIP growth using its historical yield of about 4%. Runs in your browser.
Runs locally in your browser — your numbers never leave this pageTry: Starting amount=10000, Monthly contribution=0, Annual dividend yield=4, Annual dividend growth=0, Reinvest frequency=monthly, Years=20, Annual price growth=0, Starting share price=100 → $22,225.82, $10,000.00, $12,225.82, $889.03, 222.26
How to use
A DRIP (Dividend Reinvestment Plan) uses each dividend to buy more shares instead of paying you cash. Those new shares pay their own dividends, so the position compounds. Enter your starting amount, any monthly contribution, the yield, and how often dividends reinvest. The calculator models it month by month and reports the final value, total contributed, dividends reinvested, and the last-year income.
About SCHI (Schwab 5–10 Year Corp Bond ETF): SCHI is an investment-grade corporate bond ETF with a historical yield around 4.0% — bond math differs from equities. Yields shown here are historical averages for illustration only — they are not live quotes.
FAQ
What is a DRIP?
A Dividend Reinvestment Plan buys more shares with each dividend rather than paying cash. Over decades the extra shares compound, which is why DRIPs beat taking the cash for long horizons.
Why does the final value exceed what I contributed?
Two effects stack: monthly contributions buy shares, and reinvested dividends buy even more. With price growth and rising payouts the portfolio compounds.
Are these results investment advice?
No. Figures use the yield and growth you enter as historical illustrations only. Real returns vary and are not guaranteed. Consult a licensed adviser before investing.